:root {
    --ink: #12231F;
    --ink-soft: #4A5C57;
    --forest: #0E4F3F;
    --tangerine: #E85D22;
    --surface: #FFFFFF;
    --page: #F2F6F4;
    --line: #DDE7E3;
    --radius: 14px;
}

body.policy-page {
    margin: 0;
    background: var(--page);
    color: var(--ink);
    font-family: "IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
    font-size: 1rem;
    line-height: 1.75;
    -webkit-font-smoothing: antialiased;
}

.policy-wrap {
    max-width: 820px;
    margin: 0 auto;
    padding: 56px 20px 80px;
}

/* ---------- intro ---------- */
.policy-eyebrow {
    font-family: "Space Grotesk",sans-serif;
    font-size: .75rem;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--tangerine);
    font-weight: 700;
    margin-bottom: 14px;
}

.policy-title {
    font-family: "Space Grotesk",sans-serif;
    font-weight: 700;
    line-height: 1.1;
    letter-spacing: -.02em;
    font-size: clamp(2rem,5.5vw,3rem);
    margin: 0 0 18px;
    color: var(--ink);
}

.policy-lede {
    font-size: 1.06rem;
    color: var(--ink-soft);
    max-width: 60ch;
    margin: 0 0 22px;
}

.policy-meta {
    font-family: "Space Grotesk",sans-serif;
    font-size: .8rem;
    letter-spacing: .05em;
    text-transform: uppercase;
    color: var(--ink-soft);
    padding-top: 18px;
    border-top: 1px solid var(--line);
}

/* ---------- sections ---------- */
.policy-section {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 30px 30px 26px;
    margin-top: 22px;
}

    .policy-section h2 {
        font-family: "Space Grotesk",sans-serif;
        font-size: 1.3rem;
        font-weight: 700;
        letter-spacing: -.01em;
        margin: 0 0 18px;
        display: flex;
        align-items: center;
        gap: 14px;
        color: var(--ink);
    }

.policy-num {
    flex: 0 0 auto;
    width: 34px;
    height: 34px;
    border-radius: 9px;
    background: var(--forest);
    color: #fff;
    font-size: .9rem;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.policy-section p {
    margin: 0 0 14px;
}

    .policy-section p:last-child {
        margin-bottom: 0;
    }

/* ---------- labelled clauses ---------- */
.clause {
    padding-left: 18px;
    border-left: 3px solid var(--line);
    margin-bottom: 18px;
}

    .clause:last-child {
        margin-bottom: 0;
    }

.clause-label {
    font-family: "Space Grotesk",sans-serif;
    font-weight: 700;
    color: var(--forest);
    display: block;
    margin-bottom: 4px;
}

.clause p {
    margin: 0;
    color: var(--ink-soft);
}

/* ---------- eligibility list ---------- */
.eligibility {
    list-style: none;
    padding: 0;
    margin: 0;
}

    .eligibility li {
        padding: 16px 0;
        border-bottom: 1px dashed var(--line);
    }

        .eligibility li:first-child {
            padding-top: 6px;
        }

        .eligibility li:last-child {
            border-bottom: 0;
            padding-bottom: 0;
        }

    .eligibility strong {
        font-family: "Space Grotesk",sans-serif;
        color: var(--ink);
        display: block;
        margin-bottom: 2px;
    }

    .eligibility span {
        color: var(--ink-soft);
    }

/* ---------- notice ---------- */
.policy-note {
    margin-top: 22px;
    background: #FDF1EA;
    border: 1px solid #F6D3C1;
    border-radius: 12px;
    padding: 18px 20px;
    color: #7A3312;
    font-size: .96rem;
}

    .policy-note strong {
        font-family: "Space Grotesk",sans-serif;
        color: #8C3A15;
    }

/* ---------- timeline ---------- */
.refund-time {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
    background: #F4F8F6;
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 18px 20px;
    margin-top: 6px;
}

    .refund-time .big {
        font-family: "Space Grotesk",sans-serif;
        font-weight: 700;
        font-size: 1.5rem;
        color: var(--forest);
        line-height: 1.1;
        white-space: nowrap;
    }

    .refund-time .cap {
        font-size: .94rem;
        color: var(--ink-soft);
        flex: 1 1 240px;
        margin: 0;
    }

/* ---------- contact ---------- */
.contact-card {
    background: var(--forest);
    border-color: var(--forest);
    color: #EAF3EF;
}

    .contact-card h2 {
        color: #fff;
    }

    .contact-card .policy-num {
        background: rgba(255,255,255,.16);
        color: #fff;
    }

    .contact-card p {
        color: #C7DBD3;
    }

.contact-list {
    display: grid;
    gap: 12px;
    margin-top: 20px;
}

    .contact-list a {
        display: flex;
        align-items: center;
        gap: 12px;
        background: rgba(255,255,255,.07);
        border: 1px solid rgba(255,255,255,.16);
        border-radius: 11px;
        padding: 14px 18px;
        color: #fff;
        text-decoration: none;
        font-weight: 500;
        transition: background .18s ease,border-color .18s ease;
        word-break: break-word;
    }

        .contact-list a:hover, .contact-list a:focus-visible {
            background: rgba(255,255,255,.14);
            border-color: rgba(255,255,255,.4);
            color: #fff;
        }

    .contact-list .tag {
        font-family: "Space Grotesk",sans-serif;
        font-size: .68rem;
        letter-spacing: .14em;
        text-transform: uppercase;
        color: #9FC4B7;
        min-width: 78px;
    }

/* ---------- bottom actions ---------- */
.policy-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 28px;
    padding-top: 26px;
    border-top: 1px solid var(--line);
}

.policy-btn {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 13px 24px;
    border-radius: 11px;
    font-family: "Space Grotesk",sans-serif;
    font-weight: 700;
    font-size: .95rem;
    text-decoration: none;
    border: 1px solid transparent;
    transition: background .18s ease,color .18s ease,border-color .18s ease,transform .18s ease;
}

    .policy-btn svg {
        width: 17px;
        height: 17px;
        flex: 0 0 auto;
    }

.policy-btn-primary {
    background: var(--forest);
    color: #fff;
}

    .policy-btn-primary:hover, .policy-btn-primary:focus-visible {
        background: #0A3B2F;
        color: #fff;
        transform: translateY(-1px);
    }

.policy-btn-ghost {
    background: transparent;
    color: var(--forest);
    border-color: var(--line);
}

    .policy-btn-ghost:hover, .policy-btn-ghost:focus-visible {
        border-color: var(--forest);
        background: #fff;
        color: var(--forest);
        transform: translateY(-1px);
    }

a {
    color: var(--tangerine);
}

    a:focus-visible, button:focus-visible {
        outline: 3px solid var(--tangerine);
        outline-offset: 3px;
    }

@media (prefers-reduced-motion:reduce) {
    .policy-btn, .policy-btn:hover {
        transition: none;
        transform: none;
    }
}

@media (max-width:575.98px) {
    .policy-wrap {
        padding: 36px 16px 60px;
    }

    .policy-section {
        padding: 24px 20px;
    }

    .contact-list .tag {
        min-width: auto;
        display: block;
    }

    .contact-list a {
        flex-direction: column;
        align-items: flex-start;
        gap: 4px;
    }
}
/* ---------- numbered steps (append to policy.css) ---------- */
.step-list {
    list-style: none;
    counter-reset: step;
    padding: 0;
    margin: 0;
}

    .step-list li {
        counter-increment: step;
        position: relative;
        padding: 0 0 22px 52px;
        min-height: 36px;
    }

        .step-list li::before {
            content: counter(step);
            position: absolute;
            left: 0;
            top: 0;
            width: 34px;
            height: 34px;
            border-radius: 9px;
            background: var(--forest);
            color: #fff;
            font-family: "Space Grotesk",sans-serif;
            font-size: .9rem;
            font-weight: 700;
            display: flex;
            align-items: center;
            justify-content: center;
        }
        /* connector line between steps */
        .step-list li::after {
            content: "";
            position: absolute;
            left: 17px;
            top: 40px;
            bottom: 6px;
            width: 2px;
            background: var(--line);
        }

        .step-list li:last-child {
            padding-bottom: 0;
        }

            .step-list li:last-child::after {
                display: none;
            }

    .step-list strong {
        font-family: "Space Grotesk",sans-serif;
        color: var(--ink);
        display: block;
        line-height: 34px;
    }

    .step-list span {
        color: var(--ink-soft);
        display: block;
    }

@media (max-width:575.98px) {
    .step-list li {
        padding-left: 46px;
    }
}